Backdoor Roth Ira Limit 2024. The backdoor roth ira is one of the most widely useful exploitations of current tax law for high earners to receive additional tax deferral. — in 2024, you cannot contribute directly to a roth ira if you’re single with a modified adjusted gross income (magi) over $161,000 or married with a joint magi over.
— in 2024, the contribution limit is $23,000 if you’re under 50 and $30,500 if you’re over 50. If you are 50 and older, you can contribute an additional $1,000 for a.